Reference

Your Rights and Our Commitments at 3zz

Q: How do I request deletion of my account data?

Send a deletion request to legal@3zz.club from the email address registered to your account. We will process it within 30 days subject to our legal obligation to retain financial transaction records for the period required by regulation.

Q: How do I raise a formal legal complaint?

Send a written complaint by email to legal@3zz.club or by post to the registered address at the footer of 3zz.club. Include your account email, the nature of your concern and any reference numbers. We acknowledge formal complaints within two working days.

At 3zz, we keep our legal position clear so you always know where you stand — from how your account data is stored to what governs your use…

Jurisdiction-aware termsAccount data rightsPrivacy by designUPI, Paytm, PhonePe policy contextClear contact paths

Explore Lobby Read FAQ

How Our Policy Works for You in India

3zz Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

Access to 3zz and eligibility to hold an account depend on the laws applicable in your location; we make the platform available only where local law permits. By using 3zz, you agree that all transactions — whether deposited via UPI, Paytm or PhonePe — are governed

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by the terms set out on this page and any supplementary policy documents we publish. We reserve the right to update these terms, and we will notify you of material changes via the email address registered to your account. Your continued use after such notice constitutes
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acceptance. These terms do not override any statutory rights you hold under Indian consumer protection law. Where a conflict arises between a supplementary document and this core policy, this core policy takes precedence unless the supplementary document explicitly states otherwise.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

LEGAL CONTACT PATHS

Reach Our Policy and Compliance Team

If you have a question about these terms, need to exercise a data right, or want to raise a legal concern, our team is reachable through…

DATA AND ACCOUNT SECURITY

How 3zz Protects and Handles Your Data

Our data practices are built around what you'd expect from a platform handling real transactions — encryption at rest, access controls, and a retention schedule you can ask us about at any…

Data Encryption

All account data, including your UPI or Paytm transaction records, is encrypted at rest using AES-256 and in transit via TLS 1.3. Only authorised personnel with a documented need can access identifiable account data.

Cookie Policy

We use session cookies to keep you logged in and analytics cookies to understand how you move through the lobby. You can manage cookie preferences via the settings panel in your account dashboard at any time.

Data Retention Schedule

We retain transaction records, including PhonePe and UPI deposit logs, for the period required by applicable financial regulations. Account profile data is held while your account is active and for a defined period after closure.

Requesting Your Data

You have the right to request a copy of the personal data we hold on your account. Submit a written request to [email protected]; we will provide a structured export within 30 days of verifying your identity.

Updating or Deleting Records

If your contact details change or you believe a record is inaccurate, contact our support team via chat or email and we will correct the data within five working days, subject to identity verification requirements.

Who We Share Data With

We share data only with payment processors needed to clear your UPI, Paytm or PhonePe transactions and with compliance partners required by law. We do not sell personal data to third-party marketers under any circumstance.

Frequently Asked Legal and Policy Questions

The questions below cover the legal and data topics we hear most from account holders. If your question is not answered here, reach out via [email protected] or through live chat and our team will respond in writing.

These terms apply to every person who accesses or holds an account on 3zz.club, subject to eligibility under local law. Access is available only where permitted by the laws of your location; it is your responsibility to confirm this before opening an account.

When we make a material change to these terms, we notify you by email to the address on your account. The updated terms are dated and published on this page, and the version history is available on request from our legal team.

We collect the information you provide at registration, your transaction history including UPI, Paytm and PhonePe records, device identifiers used for security checks, and usage data captured by analytics cookies. You can request a full export at any time.

Send a deletion request to [email protected] from the email address registered to your account. We will process it within 30 days subject to our legal obligation to retain financial transaction records for the period required by regulation.

We share your data only with the payment processors that handle your UPI, Paytm or PhonePe transactions and with any compliance authority that has a lawful basis to request it. No personal data is sold or passed to advertising networks.

These terms are governed by the laws of the jurisdiction under which 3zz is incorporated and operated, read alongside any applicable consumer protection statutes in India. Where local law grants you additional rights, those rights are not displaced by these terms.

Send a written complaint by email to [email protected] or by post to the registered address at the footer of 3zz.club. Include your account email, the nature of your concern and any reference numbers. We acknowledge formal complaints within two working days.

Your Rights and Our Commitments at 3zz

Reach Our Policy and Compliance Team

How 3zz Protects and Handles Your Data

Data Encryption

Cookie Policy

Data Retention Schedule

Requesting Your Data

Updating or Deleting Records

Who We Share Data With

Frequently Asked Legal and Policy Questions

01 Who do these legal terms apply to?

02 How will I know if the terms change?

03 What personal data does 3zz collect from my account?

04 How do I request deletion of my account data?

05 Does 3zz share my data with anyone in India?

06 What law governs these terms?

07 How do I raise a formal legal complaint?

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